Legislation allowing Texas drivers to prove their insurance coverage with a wireless communications device is on its way to the governor after winning final approval from the Senate on Thursday. The measure by Sen. Glenn Hegar, R-Katy, would bring Texas in line with six other states that already enable drivers to prove insurance coverage with a smart phone or wireless device. Another 21 states also are considering such a change.
Hegar said his bill allowing cell phone insurance verification ?is just another step into the 21st century for Texans? and mirrors the growing use of cell phones for a variety of purposes other than phone calls. For several years,Texas drivers have had to carry an insurance ID in their vehicles, or risk being ticketed and paying a fine if stopped by a police officer. Failure to comply with the law can eventually lead to revocation of a drivers license.
Major insurers have already developed apps to handle the change in the six states that allow cell phone verification, and other insurers are making plans to have their own apps as more states join the movement. The state?s ?Financial Responsibility Law? now requires that drivers carry minimum liability coverage on their vehicle. Liability insurance pays to repair the other driver?s car ? when that driver is not at fault ? and pays medical expenses for others involved in an accident.
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